All
work in pre-1978 habitational structures requires strict
adherence to lead safe work practices, occupant
notification, record keeping and sometimes pre/post
dust testing as outlined by the Federal Environmental
Protection Agency (EPS) and Housing and Urban Development
Agency (HUD), Title X of the Housing and Community
Development Act, and related Federal and State
regulations. Lead exposure can be claimed in a
lawsuit, and therefore, all work conducted in pre-1978
structures should be insured.
R.R.P. Program:
Did you know common renovation activities like
sanding, cutting, and demolition can create hazardous
lead dust and chips by disturbing lead-based
paint, which can be harmful to adults and children.
To protect against this risk, on April 22, 2008,
the EPA issued a rule
requiring the use of lead-safe practices and
other actions aimed at preventing lead poisoning.
Under the rule, beginning April 22, 2010 the EPA recommends contractors performing
renovation, repair, and painting projects that disturb lead-based paint in pre-1978
homes, child care facilities and schools must be certified and follow lead-safe
work practices. To become certified, renovation contractors must submit an application
and fee payment to the EPA.
Product Features:
• ISO Based Occurrence Commercial General Liability Coverage Form
• Contractual Liability coverage
• Temporary storage of lead materials on-site or at owned locations
• Coverage for incidental transportation of remediated lead
• Blanket or project-specific coverage
• Policy can be expanded to include incidental operations such as carpentry,
insulation and painting
• Asbestos Abatement Liability can be included
• Optional coverage for Mold Remediation
Premium and Limits:
Minimum Premium at $1,500 for R.R.P. Program and $2500 for Lead Abatement
Deductible plans starting at $2,500
Limits up to $11 million on a blanket basis, or for individual projects additional
capacity available.
Submission Requirements:
• Environmental Services Application
• Resumes from all key personnel
• Copies of Lead/Asbestos Licenses or RRP EPA certificates from all key
Personnel
Contact Us to
get your quote today!
